Koperasi Amal Madinah Berhad Is FORMED

Today....Saturday, 28th January 2012 ( 5 Rabiul Awal, 1433 Hijrah ), the KOPERASI AMAL MADINAH BERHAD is "formed".

More than 77 individuals attended the Inaugural AGM at Bukit Damansara, Kuala Lumpur...some even from Perak and Pahang.

12 were elected to be the Board Member or, " Ahli Lembaga Koperasi - ALK " of the Co-operative.

Amongst matters resolved during the Inaugural AGM:-
1) Application Fee = RM25 ( Individual / Businesses / Co-operatives )
2) Registration Fees = RM 100 ( Individuals ) / RM 500 ( Businesses ) / RM 2,000 ( Co-operatives )
3) Minimum Shareholding = RM 100 ( Individual ) / RM 500 ( Businesses ) / RM 1,000 ( Co-operatives )
4) Max. Limit per Project. = RM 30 million
5) Max. Liability Limit. = RM 3 million

What was interesting during the AGM was the reluctance of members to "take on" debt. This matter was highlighted by the Lady Official from the Co-operatives Commission or, " SURUHANJAYA KOPERASI" in her parting speech.

I wish all the best to Koperasi Amal Madinah Berhad as well as it's members. May your intention to follow the traditions of Muamalah in Madinah during Prophet's Muhammad receives Allah's full blessings and guidance.

GOLD DINAR - the ThOUGHTS of Mahathir Mohamad

On Monday, 16 January 2012 I was given the privilege of interviewing Tun Dr. Mahathir Mohamad - Statesman & the Fourth Prime Minister of Malaysia (1981-2003) for the TV programme I'm hosting at Channel 127, Hypp TV - UNIFI. The programme is simply called " ISLAMiC FiNANCE @ The Capital TV " and we're currently in between episodes 6 and 7 of the First Season which started airing in December 2011.







Sneak Peek of the Discourse at:- ISLAMiC FiNANCE @ The Capital TV

The discourse between Tun Mahathir and I started at 4pm and ended almost an hour later.

By 8pm dinner time, Capital TV had already labelled the Discourse as an Exclusive. Read their website:- The Capital TV

Launch of Dinihari Dinar Website - www.diniharidinar.com

TODAY, Saturday 13 Safar 1433 Hijrah (7th January 2012)...the Dinihari Dinar website is officially launched at Masjid Saidina Umar Al-Khatab, Bukit Damansara, KL-MALAYSIA,NUSANTARA.

Syukran & Kudos to ALL those involved in the Design, Launching & subsequent Administration of the Dinihari Dinar website I.e. "http://diniharidinar.com/v1/ ". Special mention to the untiring Sidi Mazli Alias and Mohd Jalaluddin Ahmad...NOT forgetting the Directory Team of CEO Yusmilawati Ibrahim, Alawiyah Abdul Rahman Vadillo and the rest who undertook the "messy" job of compiling and organising the Directory of Dnd outlets.

Personally, I think this is one of the most, IF NOT, the MOST comprehensive Dinar & Dirham Website NOT ONLY in MALAYSIA but the WORLD.
Checkout, the Directory listing of Outlets accepting the Gold Dinar and Silver Dirham in MALAYSIA as well as INTERNATIONALLY.

It is my fervent hope that the Dinihari Dinar website Team continuously improves the website and not rest on their laurels.
May ALLAH SWT give ALL involved HIS Blessings."ALLAH Knows Best"

54 Tahun Merdeka, Masih "DiJAJAH" melalui Matawang KERTAS!!!

54 Tahun MALAYSIA Merdeka!
Juga GENAP 500 Tahun EMPAYAR MELAYU MELAKA tumbang!!

" Amat Gembira TanahairKU Sudah MERDEKA!

Akan Tetapi "MINDA" kita masih diJAJAH melalui instrumen Bekas Penjajah seperti "PERLEMBAGAAN", "MATAWANG KERTAS", "TAULIAH" dll "

Saya tergerak menulis pandangan saya mengenai catatan tertera di atas setelah ada rakan taulan yang meminta saya mengutarakan logika/hujah saya yang telah saya ketengahkan melalui "fb wall" saya sempena "fb post" pada hari Merdeka Malaysia yang ke 54.


(Matawang, KUPANG EMAS yang digunapakai di KEDAH. Dikeluarkan/ditempa 1661-1687 sewaktu pemerintahan Sultan Dhiauddin Mukarram Shah)


(Matawang, DINAR MATAHARI EMAS yang digunakan di KELANTAN sekitar abad ke 18)

Fitrah Orang MELAYU dalam Pengunaan Matawang sebelum adanya Matawang Kertas adalah Matawang berunsurkan LOGAM seperti Emas, Perak, Timah dll. Waima kewujudan beratus tahun terminologi seperti "MAS,KUPANG & PENJURU" di Johor, "TAMPANG" di Pahang, "MAS, KUPANG & KEPING/PITIS" di Terengganu, "DINAR matahari, DUIT kijang & PITIS" di Kelantan dll
(Sumber: Buku Matawang "MALAYSIAN NUMISMATIC HERITAGE" yang dikeluarkan oleh Bank Negara Malaysia, 2005)



( Dinar Emas Umayyah - 105H. Dilelong Tahun 2011 dengan harga 3.7Juta Pound Sterling )

Jika didalami kajian matawang selama 1,400 tahun lagi seseorang pengkaji akan juga mendapati bahawa salah satu matawang yang digunakan oleh Nabi Muhammad S.A.W. adalah juga matawang yang mempunyai 'ayn atau zatnya tersendiri iaitu matawang yang berunsurkan logam yakni DINAR EMAS dan DIRHAM PERAK. Untuk makluman, matawang lain yang digunakan oleh Nabi Muhammad S.A.W. adalah juga barangan/komoditi yang mempunyai 'ayn iaitu Gandum, Kurma, Barli dan Garam.


Berbalik kepada persoalan asal - bagaimana MINDA kita diJAJAH melalui instrumen bekas penjajah yang salah satu darinya adalah "MATAWANG KERTAS"?

Persoalan yang ingin saya kemukakan adalah:-
Apakah Usulnya perkataan "RINGGIT" ?

Mengikut " Malaysian Currency (Ringgit) Act 1975, Act 160 ":-
Section 2 - the unit of currency in Malaysia shall be the currency ringgit, which shall be divided into one hundred sen.
Section 3(b) - "ringgit" means a ringgit in the currency of Malaysia.

Pada hemah saya, definisi Akta 1975 tersebut sungguh mengelirukan. Bak kata pepatah Inggeris - " IF, you can't convince them...confuse them!!!"

Oleh itu, saya hujahkan dan katakan kepada Anda (I put it to you),
.......sebelum adanya Ringgit Malaysia, Ringgit berkeadaan seperti berikut:-

Cuba Baca TULISAN JAWI yang tertera di bahagian tengah, di sebelah KANAN (SATU)& KIRI(RINGGIT).


( Lebih 10juta keping SYILING PERAK seperti gambar diatas telah ditempa pada Tahun 1907 sebelum meletusnya Perang Dunia Pertama )

Syiling Perak diatas mengandungi 16.84gram perak dan diameternya adalah 34.1mm.
Nota Buku BNM: " Issued since 1907, and valid as legal tender without limit until 21 October 1938. Its use was then limited to ten dollars. It was demonetised on 31 December 1952"
(Sumber: M/Surat 225, Buku "Malaysian Numismatic Heritage", BNM - 2005)

Pada 31 Ogos 2011, 1 Dirham Perak negeri Kelantan D.N. atau Perak D.R. yang mengandungi 2.975gram perak 0.999 adalah bernilai RM25.
(Sumber: Laman Web "WORLD ISLAMIC MINT" @ http://islamicmint.com.my/#)

Ini bermakna, jika kita tidak diperdayakan oleh "Pihak-pihak Berkepentingan" untuk menukar pengunaan 1 Ringgit dari matawang SYILING PERAK yang mempunyai isi kandungan 16.84gram PERAK ke matawang KERTAS yang kononnya tertera nilai "RM1", nilai RM1 pada hari ini adalah sebenarnya bersamaan dengan 5.66 Dirham Perak (yang dikeluarkan oleh kerajaan Kelantan Darul Naim atau Perak Darul Ridzuan).

Perkiraan ini bererti RM1 sekarang adalah lebih kurang RM141.50 (5.66 Dirham x RM25) jika matawang Malaysia adalah "bersandarkan Perak (backed by Silver)".
ATAU, jika jenis perak diambil kira(Syiling Perak 1907, menggunakan Perak .500)....RM1 masa kini adalah lebih kurang RM70.75


Cuba Saudara & Saudari renungkan fakta-fakta yang saya kemukakan.
PS: Sesiapa Yang Teringin Melihat Syiling Perak Satu Ringgit 1907 tersebut boleh hubungi saya.

Kunjungan ke PAGEANTRY GOLD Berhad

Pada hari Khamis, 18 Ogos 2011 (bersamman 18 Ramadhan 1432 Hijrah) saya telah mengunjungi Pejabat Operasi PAGEANTRY GOLD BERHAD di Danau Kota, Kuala Lumpur.



Diantara maklumat yang saya perolehi dan boleh kongsi bersama adalah wujudnya sejumlah 83 syarikat di dalam Malaysia yang menjalankan urusniaga emas. Maklumat lanjut mengenai Pageantry Gold Berhad boleh diperolehi di laman web syarikat iaitu:-
http://www.pageantrygold.com.my/home/

Terima Kasih saya ucapkan kepada Lembaga Pengarah Pageantry Gold Berhad iaitu En. Mohd Asri, En.Anuar dan En.Mohd Rasidi serta Pengurus Besar iaitu En. Mohammad Nixon diatas Penerangan dan layanan yang diberikan.

Saya ingin mengucapkan Selamat Maju Jaya kepada Pageantry Gold Berhad dalam usaha mereka mengharungi perniagaan "precious metals" yang mencabar dan berdoa agar mereka terbuka hati untuk menjadi Wakalah Dinar & Dirham.

History MADE by RMC Batch '83-'87: Zakat Payment USING SILVER Dirham in 2011(1432Hijrah)

The 16th Annual Iftar for the Royal Military College, Batch 1983-87 (4th Thoroughbred) took place on a wet Saturday, 13 August 2011 ( 13 Ramadhan 1432 Hijrah ) at the residence of OP Alvin Tham and Wife Amy in Mutiara Damansara-Petaling Jaya. Event was jointly hosted by OP Alvin & OP AHM.


( Gracious host OP Alvin handing over Zakat & Gifts to students of Pusat Tahfiz Az-Zahra, Paya Jaras )

For this year the joint hosts decided to introduce a new element to the Annual Iftar event i.e. the Payment of Zakat to Identified Person(s) and or, Organisation(s)/ Cause(s) under the respective asnaf.


[ Time to bring out the Silver Dirham(ayn' rather than dayn) for Zakat Payment to the rep. from Pusat Tahfiz ]

For an added HISTORICAL measure, payment of zakat using the SILVER DIRHAM(ayn') rather than fiat or paper money(dayn) as per what was done during the Prophet Muhammad PBUH time more than 1,400 years ago were introduced. Moreover, not many Muslims had paid zakat using the Silver Dirham and/or Gold Dinar ever since the fall of the last caliphate almost 100 years ago.
All in 3 OPs took part in the zakat payment. Zakat was given to the students of the Pusat Tahfiz Az Zahrah (asnaf Fisabilillah) and an orphan from Rawang (asnaf Fakir & Miskin).


( Handing Over of a few Silver Dirham as Zakat to the Ustaz representing Pusat Tahfiz Az Zahrah, Paya Jaras )

At the same time, when the SONGKOK made its customary round to all present, all OPs & Guests in attendance donated generously to the identified cause i.e. Pusat Tahfiz Az-Zahrah(asnaf Fisabillilah) and an Indonesian Children Sponsorship/Adoption project(asnaf Anak Fakir/Miskin).

( As per the Intake's uruf, the songkok was passed around to raise funds. Part of the collection raised was Intake's 1983-'87 Donation/Sadaqah to Pusat Tahfiz)

The joint hosts i.e. OP Alvin & OP AHM fervently believes that this is the FIRST time ever that a RMC Intake performed the Zakat Payment using the Silver Dirhams. Kudos to the 4th Thoroughbred.


( 1983-87 OPs Still in Attendance at around 2330hrs for Final Roll Call )

Steps Taken by Hosts for Zakat Payment
1) Identifying Recipients
2) Approaching Recipients
3) Educating Recipients on Dinar & Dirham and Logistics Co-ordination for 13 August 2011.
4) Promotion of Event to Batchmates for them to come onboard.
5) Exchanging Fiat Money to a few Silver Dirhams.
6) Welcoming Recipients as VVIPs & NOT asking them to do anything.
7) Introduction & Handover Ceremony
8) Reading of the Doa for Zakat Payment
9) Finale Performance.
.......and that's ONLY half the story(Yang Tersurat)!!!

Launching of SRDC 1,2 & 3 SILVER Dirham

On the night of 8 August 2011, I'd attended the soft-launch of the SRDC 1,2 & 3 Silver Dirham. Event was held at the premises of Exilon V Sdn. Bhd located at SS23 Petaling Jaya, Selangor.



Despite advertising that the launch will start at x.xxpm, IT WAS A LATE LAUNCH!!!
Consequently, I wasn't able to stay until the end of the SRDC Dirham Launch.

Interesting Points:
1) RM3 price differentials (Students Get it at a discount to "Market Price" of RM21)

2) Keris Image ( A Weapon is used to identify a region. Africa might use a Spear
whilst Europe might use a Sword. Nusantara depicted by the Keris )

3) Minting Error ( Arabic numeral was wrong )

4) The use of the " Call for Success " and " Call for Prayers "

5) 999 NOT USED ( +- 0.1 is used to denote metal purity instead of the normal 999.
Hence, no identification to "666" number by Christians )

6) Use of Fibonacci sequence for SRDC Dirham denomination issuance
i.e. 1, 2, 3 (1+2). Subsequent denominations will be 5(3+2), 8(5+3) and so forth.


( FULL HOUSE. Picture courtesy of dankhoo.com )